Does Homeowners Insurance Cover Water Damage from Broken Pipe?

Does Homeowners Insurance Cover Water Damage from Broken Pipe?

Yes, most standard Homeowner’s Insurance Polices cover water damage from a Broken Pipe. 

Broken pipes that cause water damage by bursting “accidentally and of sudden” are covered most of the time in a Water Damage Insurance Claim.

What you Should Know about Water Damage Insurance Claims?

Water Damage Insurance Claims can be overwhelming if you do not have a professional water damage company to help you navigate the process. 

The First Step, before placing an Insurance Claim, should be to schedule an On-Site Inspection and Assessment, to determine the scope of water damage, to discuss the details of placing an Insurance Claim. 

During the On-Site Inspection and Assessment, the source of the water damage can be confirmed, and a plan can be developed to begin the water restoration services. 

Water Damage Insurance Claims Process

The Water Damage Insurance Claims Process can be described in 7 Steps:

  1. Place a Water Damage Insurance Claim
  2. Water Restoration Services
  3. Insurance Adjuster will Inspect the Property
  4. Estimates are Submitted to Insurance Company
  5. Insurance Payments are made to Homeowner
  6. Water Damage Repairs Begin
  7. Repairs are Complete and Final Payments Released


Restorex Disaster Restoration is a water damage restoration company that is dedicated to serving home owners and business owners who are experiencing water damage in the Indianapolis and surrounding areas.  We can provide water removal, sewage clean up, flooded basement, water restoration, and flood damage services for home and business owners.  Our team has over 30 years of experience helping our customers navigate the complicated insurance claims process and the overwhelming stress of rebuilding a home or business after a unexpected water damage disaster.

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