How to Get Insurance to Pay for Water Damage?

How to Get Insurance to Pay for Water Damage?

The 2 Secrets a homeowner should know when placing a Water Damage Insurance Claim are:

· What is the Source of the Water Damage?
· Was the Water Damage “Accidental and All of Sudden”?

When a homeowner places a Water Damage Insurance Claim these are 2 Secrets that you will want to know when you call to place a claim. Keep Reading to Learn More.

What is the Source of the Water Damage?

The source of water damage determines if the Insurance Company can provide coverage. Sources of water damage that almost always are covered include:
· Broken Pipes
· Burst Pipes
· Water Supply Lines to Sinks and Toilets
· Water Heater Failure
· Appliance Failures

Was the Water Damage “Accidental and All of Sudden”?

This is a very important phrase to remember when placing an Insurance claim for water damage.
Most Water Damage is accidental and all of sudden….
But sometimes a small leak can turn into a big leak and turn into a broken pipe….this might sometimes look like a long term maintenance issue rather than something that is “Accidental and All of Sudden”.
This is a judgement call by the Insurance Adjuster who is the Water Damage Insurance Claims representative who determines Insurance Coverage for a Claim.

Restorex Disaster Restoration is a water damage restoration company that is dedicated to serving home owners and business owners who are experiencing water damage in the Indianapolis and surrounding areas.  We can provide water removal, sewage clean up, flooded basement, water restoration, and flood damage services for home and business owners.  Our team has over 30 years of experience helping our customers navigate the complicated insurance claims process and the overwhelming stress of rebuilding a home or business after a unexpected water damage disaster.

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